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Specialist Rental Property Insurance brought to you by: |
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| Description of Cover | Limit of Cover | Excess |
| Full replacement up to sum insured | Your sum insured | Your choice of $400-$2,000 |
| Major malicious damage by tenant (fire & explosion) | Your sum insured | Your choice of $400-$2,000 |
| Deliberate damage by tenant | $25,000 | Your choice of $400-$2,000 |
| Meth contamination (consumption or manufacture) | $30,000 | $2,500 |
| Loss of Rents Cover (following property damage eg fire) | $20.000-$80.000 | Your choice of $400-$2,000 |
| Loss of Rents (eviction or abandonment) | 6 weeks | Your choice of $400-$2,000 |
| Landlords contents | $20,000-$60,000 | Your choice of $4,00-$2,000 |
| Hidden gradual damage cover | $3,000 | Your choice of $400-$2,000 |
| Water and sewerage pipe blockage | $1,000 | Nil |
| Owners Legal Liability cover | $2,000,000 | Your choice of $400-$2,000 |
| Full Earthquake cover | Your sum insured | Your choice of $400-$2,000 |
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* If one event results in a claim under more than one of the above sections, generally one excess will apply |
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| https://initio.co.nz/landlord-insurance/ | ||
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